+16 Can I Finance A Wedding Ring References. A wedding ring, to a lesser degree than an engagement ring, is still expensive. Wedding rings) that’s still a big chunk of money for most couples.
Credit cards also come with a lot of hidden fees and late. Promotional periods, interest rates and monthly payments are agreed upon upfront. Financing an engagement ring allows you to purchase a ring that costs more than the cash you have on hand.
Some People Tend To Make Personal Loans, While Others Are Paired With Trusted Payment Providers Or Financial Institutions That Help Make Purchasing Momentous Items Like These More Convenient To Fit Your Lifestyle!
This is usually a promotional rate, so make sure you can pay off the amount during the promotional period so that you won’t be charged a higher apr when this time runs out. The average wedding ring costs $2,016 according to td bank, who did a study on the costs of engagement rings. You’ll also want that low apr to match the time frame within which you plan to pay off the ring.
According To A Study By Wedding Blog Brides, The Average Couple Only Spent An Average Of $3,756, Down Almost 50% From The $7,826 Average They Were Spending In Just 2018.
Many jewelry stores offer their own financing options to delay payment anywhere from six to 12 months. Lendfirm offers interest rates as low as 4.95% for 12 or 24 months on all of our pieces, from engagement rings to other fine jewelry. Financing an engagement ring allows you to purchase a ring that costs more than the cash you have on hand.
Some Of These Include 90 Days Same As Cash, Layaway, Store Financing, Deferred Interest, And Installment Plans.
Funds available in as few as 24 hours. The process is as simple as subtimming the information on a form, wait for lenders to contact you if you qualify and then chose. For many, thinking about this amount of money, makes financing for an engagement ring seem attractive.
A Wedding Ring, To A Lesser Degree Than An Engagement Ring, Is Still Expensive.
Wedding rings) that’s still a big chunk of money for most couples. When you shop with gage diamonds, you simply need to provide a valid driver’s license or state id; Wedding rings are a big investment, but payment plans are an excellent option for couples who aren’t ready to pay the full cost upfront.;
Even If Its Only $600 $800 Thats Still A Big Chunk Of Money For Most Couples.
Jared is here to help guide you in financing engagement rings and finding out what kind of engagement ring you can best afford. If you can qualify for promotional jewelry store financing or a 0% apr credit card and repay the cost of the ring within the promotional period. However, you'll be charged interest on the entire $5k from date of purchase.